When you get your first paycheck, the impulse is to spend it right away. After all, there's the new smartphone and video game system you want, but if you choose to spend quickly, you'll find your money disappears, fast. How do you avoid this common mistake? Smart money management and budgeting. Be prepared for your first paycheck. Plan a budget. Save. This book shows readers the basics to managing money, provides smart ways to save and spend, and shows how to create a personal budget.
These bland-looking volumes provide useful, practical advice about topics related to "financial literacy." The direct-address texts ("Even though you work and make money, do you sometimes feel like you never have any cash?") are accessible if a little dry. Sidebars provide "good sense" and "nonsense" tips; word problem "Do the Math" exercises allow readers to practice applying what they've learned. Reading list, websites. Glos., ind. [Review covers these Be Smart About Money and Financial Literacy titles: Be Smart About Your Career, Be Smart About Your Future, Be Smart About Money, Be Smart About Credit, Be Smart About Investing, and Be Smart About Shopping.]